Preferred Vendors; Mortgages, Construction Loans..




In addition to finding the ideal home financing solution for his clients, he teaches first-time home buyer and investor seminars. To keep up with local market trends, Mike is also on the board of the Anne Arundel County Woman’s Council of Realtors and an active member of the Political Action Committee of the Anne Arundel County Association of Realtors.


Mike has been with First Home Mortgage since the opening of the Severna Park branch (5+ years).  Mike is dedicated to achieve the accomplishments and has qualified for the President’s club the last 4 years by closing an average of over $28 million dollars in loan volume.

With more many years of experience in the mortgage industry, Mike Archer brings a wealth of knowledge to his role as a Mortgage Consultant for First Home Mortgage. He specializes in residential loans and enjoys the thrill of helping people achieve their dream of home ownership.

"Focus on the person, not on the transaction."

Mike Archer, Senior Loan Officer

443-226-2030 (Mobile)

Licensed in: Delaware (MLO-476343), Florida ( LO61589), Maryland (26-21282), Pennsylvania (42018), Virginia (MLO-10872VA)

What People are saying about Mike Archer?


                                                                                                        Click For Mike Archer's Zillow Profile & Testimonials

Excellent Experience Up Against Tight Deadline, Columbia, MD

We worked with Mike throughout the entire process, from pre-approval to closing on the house. Mike stood out and really impressed us in four major areas. First, Mike was incredibly helpful, flexible, and responsive. As first time home buyers, Mike was incredibly patient and took time to explain everything to us as he navigated us through the process, including explaining the various steps in the loan process, mortgage estimate worksheets, closing costs, etc. Though we weren't eligible for any first time home buyer programs, he also took the time to explain those to us. Second, we were facing an almost impossible deadline, closing the day before Thanksgiving and with a federal holiday and only about three weeks to finalize the loan preceding that. Mike and his team worked quickly, accurately, and beyond normal business hours to ensure that all required documents and information were collected and correct so that the loan could go through origination, underwriting, and be finalized in time to meet the aggressive closing date set by a seller moving out of state and closing on a new home only a few days after we closed. Third, he provided us with conservative estimates when providing loan worksheet estimates. We really appreciated this because we weren't caught by surprise once the mortgage and closing costs were finalized, and we even had a nice surprise with how much less we ultimately paid than we were expecting. Because of that we were able to put that money into some DIY projects we wanted to take on instead of losing it to closing costs. Lastly, Mike showed us that he truly wanted to work with us. He was able to approve a credit for our appraisal fee and significantly reduce our interest rate knowing that we had other offers, and he was also incredibly professional and understanding about us requesting other quotes. We look forward to working with Mike again in the future.


Very helpful! Towson, MD

First time working with First Home Mortgage. Mike and his team were always responsive whenever we have questions, making the refinancing process easier for us. Off the bat, Mike was able to a get us a great interest rate. One that was lower than what our previous mortgage company, USAA, Navy Fed and a few other Mortgage companies we called were willing to offer or match, which is saving us a lot of money. We are glad we worked with Mike and his team to refinance our home.

Simply the BEST! Fletcher, NC

Mike is simply the BEST Mortgage lender. He explains everything and gives you the best choices there is. He helped us when we purchased our house back in. 2015. And now 2020 with refinancing. While the task of simultaneously refinancing two homes was daunting, at best, his team made it all seem effortless. They walked us through the whole process smoothly. We are beyond grateful that Mike was watching our backs. We will always go back to him for the next house purchase!

Baltimore, MD

As a first time home owner, one can only imagine the questions you would ask your lender. Luckily Mike is patient enough to answers all your questions and walk you through the process of becoming a home owner.


Mike and team super helpful and efficient, Severna Park, MD

This is the second time we have used Mike Archer's services (with a purchase and refinance). He locked us in with a great rate and made the process painless and efficient. We would definitely refer Mike and his team to our family and friends.


Extremely helpful,  Annapolis, MD

Mike was very helpful throughout the process of buying my first home. He was very patient, taking the time to explain how financing would work, answer all of my questions, and let me know when I was eligible for certain programs that I wouldn't have been aware of otherwise. He secured me an exceptionally low interest rate and put in a lot of time for me, working on the preliminary financing for multiple offers in a competitive market before completing the financing on the home for which my offer was accepted. I would recommend him to anyone as a knowledgable and accommodating professional who will make buying your first home a hassle free experience!


Pasadena, MD

Mike is a great person to work with especially if you are a first time home buyer! He just doesn’t give you loans he truly cares about you and gives you advice about buying your first house! He has helped my fiancé and i so much he talks you through every step of the process and is truly a kind soul! Thank you mike for all your help through this process!!!


Great experience!, Baltimore-Columbia-Towson, MD

Mike and his team were very helpful and responsive when making the decision to refinance our home. Went from a 30-year fixed to 20-year fixed with a great interest rate! Couldn't have asked for a smoother, easier process. Would recommend for anyone looking to buy or refinance!


My Home Buying Experience With First Home Mortgage,  Pikesville, MD

My experience with Mike was great!  I found him to be professional, knowledgeable, patient and personable, making my home buying experience a pleasant and smooth one. He answered the many questions I had regarding the process, and made sure that I was on track with any information needed to complete the loan application in a timely fashion, making the whole process a success. I would certainly recommend his services to anyone.


GREAT, Smithsburg, MD

Mike was easy to work with. Highly knowledgeable with the whole process. He was always there when we had questions. Always kept us up to date. He was a pleasure to work with.

Very responsive, Sarasota, FL

Right from the beginning Mike was easy to get a hold of and responsive to calls and email. He answered questions along the way and kept us up to date on next steps. Both he and his teammates made sure that the process moved forward. We had an issue closing a HELOC that held us up a few days near closing, but he brought that to our attention and we worked through it. Thanks, Mike and team for a smooth process.

Great Experience, Odenton, MD

Mike was really great to work with on my refinance. He kept me up-to-date every step of the way and was able to provide answers for any question I had about the process. The process was seamless and he followed up a few days later to check to ensure everything went as expected. Would use again and would recommend to anyone!

Great experience, Pasadena, MD

Working with Mike was seamless and efficient. The group was very organized and on top of all the deadlines. Completely painless process and clearly outlined all the information for us.

Great rate and easy closing, Towson, MD

Mike was recommended to us by friends in the neighborhood who also refinanced with him. We refinanced from a 30 year to a 15 year and got the absolute lowest rate possible. Mike kept his eye on the market and alerted us when the rate we were looking for became a reality. We knocked 6 years off of our loan and are only paying about $150 more per month. Due to the pandemic we also closed online and signed documents with a title rep who came to our home during hours that were convenient for us. Highly recommended!

Great help, Baltimore, MD

Mike worked with us through making bids and securing lending on a couple different properties where the sale was not completed before finding us our mortgage on our ultimate purchase. Laid out our borrowing options very clearly and found us a good rate.

AmazingAnnapolis Junction, MD

We stumbled upon the Archer team on accident, online and it was the best luck of our year. They were kind, knowledgeable, communicative, and prompt. They addressed all of our questions/concerns, recommended a fantastic realtor, and made our dream of owning a home come true.


Great Experience

7/13/2017 from Havre de Grace, MD

Mike and his team were very professional and always communicative. Buying a home for the first time was a daunting task, but Mike was there every step of the way with updates and encouragement. From start to finish, everything went smoothly and stayed on schedule.


Above and beyond!

7/12/2017 from Baltimore, MD

Mike was not only extremely professional throughout our home buying purchase, but was amazing with his guidance, expertise and patience. He was willing to speak with us at any time of day and run through multiple scenarios to find the right fit for us. We are extremely grateful for all of his and his team's diligent work, responsiveness and help!!


Exuded Customer Service, Pasadena, MD

Even though I opted to utilize a different lender, Mike was extremely courteous, professional, and responsive when I had additional questions. While prepping to close on my property, I needed Mike to confirm to my Lender that I did not actively apply for a loan through Mike's firm. Mike promptly provided me with an email and gave me a heads up that this request typically wasn't normal. After investigating further, it turns out this is pretty regular practice for the firm I chose to work with, and they needed Mike to call--the email was insufficient. Even though I was not a client of Mike's he made time in his busy day (during busy season, might I add!) to call my Lender and confirm. I will definitely keep Mike in mind for future mortgage lending needs!


Extremely Knowledgable, Pasadena, MD

Mike thoroughly explained the process to me and gave me several different options to purchase my home. When the bank threw us a couple of minor "curve balls" Mike again helped us jump those hurdles all while keeping our stress levels low. He always responded to my calls in a timely manner. My wife and I were nothing short of impressed with his service...


Amazing Support, Glen Burnie, MD

The purchase of a new home can be stressful. What makes the difference and minimizes your fear is having the support and knowledge provided by your lender. Mike Archer proved he was more than a lender by demonstrating compassion, understanding and support. He never wavered from being the ultimate professional despite the issues my husband and I brought to the table. I am still amazed and thankful that I partnered with Mike and his team.


Extremely Responsive!  Pasadena, MD

Mr. Archer (Mike) was extremely responsive and always available to answer questions and patently answer them and explain or educate us with various mortgage options.